Kaushal

Achievement: Finalist at CasperHacks; selected for Arc accelerator review from 500 projects.

• Architected a pre-execution financial control plane for autonomous AI agents. Per-agent wallets, org budgets, spend caps, and human approval gates are enforced before any value moves, for both external x402 payments and intra-fleet transfers. Hash-chained audit logs and isolated settlement credentials back every decision.
• Designed a multi-rail payment abstraction: x402 for external payments, Permit2 for intra-fleet transfers, and cross-chain settlement to Base, all exposed through one hosted MCP server and runtime SDK that Claude/Cursor agents and any other agent runtime can use.
• Proved policy enforcement on live Arc testnet: rejected 100% of $25 payment attempts against a $20 USDC wallet while settling valid $5 payments, checked against both funded balances and organizational policy.
• Built a hierarchical 5-agent fleet (Orchestrator, DataFetcher, Analyst, Writer, SeniorReviewer) under a shared org budget to exercise budget contention and runtime overspend prevention.
• Built an agent evaluation harness with replayable execution traces and adversarial scenarios: overspending, prompt-injected payment requests, retry storms, and cross-agent budget contention.
• Hardened live-chain execution: bounded retries (6 attempts, 400 ms backoff) for flaky Arc RPC balance reads, fixes for Permit2 nonce-reuse and settlement bugs, and a fail-closed rule so a failed balance read can never lead to a spend.
• Found and publicly reported a Circle Developer-Controlled Wallets bug that rejected externally funded Base Sepolia wallets for insufficient ETH despite sufficient on-chain funds.
• Deployed a vendored ERC-8183 escrow on Arc and Base Sepolia, found a budget-mismatch path in a stale contract build, and pinned verified builds in the deploy process.

Impact: Took Noketa from MVP to production-ready infrastructure and onboarded 7 SaaS founders onto the platform.

• Split a monolith into independently deployable microservices (Public API, Control Plane, Inbound Lambda, and an SMTP/IMAP mail server) inside a Bun/Turborepo monorepo, so teams could build in parallel and ship channels faster.
• Built a unified omnichannel messaging platform across 5 channels (Email, SMS, WhatsApp, Push, Instagram) on a common channel abstraction, so new integrations ship as adapters instead of platform rewrites.
• Integrated AWS End User Messaging, SES/SNS, and Meta Graph APIs for outbound delivery, webhook-driven bounce and complaint processing, and automated STOP/HELP handling with consent and suppression enforcement.
• Designed a multi-agent GTM automation system for outreach, campaigns, and workflows using supervisor-worker orchestration and human-in-the-loop approval gates, cutting LLM token costs by 15%.
• Reduced production provisioning and cutover to a single command that combines Terraform, Infisical, and Neon database branching, with mock-mode testing across all 5 channels.
• Shipped compliance-focused SMS (MMS/RCS, quiet hours, consent management, keyword preferences) that the internal marketing team now uses for live campaigns.

Impact: Live on Stellar Soroban mainnet; processed up to $11K/month at peak; onboarded HackQuest as a paying enterprise client; secured a $100K Stellar Community Fund grant.

• Built a multi-tenant Stellar Disbursement Platform (SDP) that gives each organization an isolated tenant with its own hot wallets, assets, payroll records, and API rate limits.
• Engineered the Node.js/Express orchestration layer: tenant-level login and MFA, Redis-cached SDP JWTs (15-minute TTL), and encrypted in-memory credential caching for seamless re-authentication.
• Scaled payroll throughput ~100x, from ~2 to ~200 tx/s, getting past SDP's 8-channel-account limit by using Soroban's authorization-tree model for parallel contract calls.
• Implemented just-in-time conversion of USD salaries to USDC, EUR, and XLM using CoinGecko rates cached in Redis, for rapid on-chain disbursement.
• Enabled cross-border USDC-to-INR payments by integrating Xflow APIs and virtual accounts with Stellar, giving near-instant on-chain settlement with less reliance on traditional banking rails.
• Automated bulk payroll with CSV uploads, background workers, and disbursement-status polling, plus org-scoped SSE from PostgreSQL that powers real-time admin dashboards.
• Built the observability and ops stack: OpenTelemetry, Sentry, PostHog, PM2, and Docker on GCP (GCE, Cloud Build) behind Cloudflare Tunnel.

Achievement: Won at OneChain ($3,000), U2U ($4,000), and Mantle ($2,000). Secured an LOI from Triambi Solar to explore tokenizing solar project assets and revenue streams.

• Architected a modular backend of ~20 domain modules (issuance, compliance, markets, yield, leverage, solvency) shipped as one deployable system: simple to operate, with each domain still independently maintainable.
• Engineered end-to-end ERC-3643 issuance across 17 Solidity contracts, covering identity verification, compliance enforcement, primary issuance, and secondary-market settlement.
• Designed a unified multi-chain integration layer across Mantle, HashKey, Creditcoin, BNB Chain, Arbitrum, and Stellar/Soroban that handles chain-specific transactions, wallets, events, payments, and signatures without duplicating business logic.
• Built an on-chain event indexing pipeline across 9 contracts with background workers and idempotent handlers, keeping data about 8 seconds fresh with rate-limit-aware polling and recovery for missed events.
• Implemented liquidation monitoring that checks health factors every 60 s and liquidates below 115%, plus cross-chain credit scoring (60% platform history, 40% Creditcoin history) with fallbacks and 55-75% LTV limits.
• Set engineering standards: shared type definitions, module-level architecture docs, and end-to-end tests of critical financial flows such as deposit-to-borrow.

Achievement: Designed and shipped the protocol in 48 hours, taking 3rd place ($1,000) at the Tezos x Etherlink AI Hackathon.

• Built a non-custodial XTZ vault that mints ERC-20 shares 1:1 against deposits, with pro-rata redemption and yield distribution made replay-safe by unique event IDs.
• Designed principal/yield tokenization (PT/YT at 1:1) with maturity-based loss absorption, so yield absorbs staking losses before principal.
• Engineered isolated risk pools (separate vault, oracle, competition, and AMM deployments) for 6% delegation yield and 18% slashing-exposed yield, so losses in one pool can't touch the other's reserves.
• Built an on-chain forecasting competition where bonded agents predict baker performance, with accuracy-based settlement, 5% bond slashing, and keccak256 commitments of off-chain agent reasoning.
• Optimized yield accounting with a monotonic 1e18-scaled oracle index, capped 5% updates, lazy per-holder accrual, and a time-decay AMM that converges to face value at maturity.

Achievement: Submitted to the Stellar Community Fund (SCF); received strong reviews from SCF reviewers.

• Built the client for a privacy-first payments protocol on Stellar, with two products: batch payroll, where one signature pays up to 80 people, and private payments, where withdrawals can't be linked back to the payer.
• Designed layered encryption in the browser so payment instructions pass through the relayer without it ever seeing who is being paid, and the payer's identity never appears on-chain.
• Kept the backend blind to user addresses by hashing identities on the client before anything leaves the browser.
• Turned a complex multi-contract payout into a single wallet approval, with every transaction simulated and costed before the user signs.